The challenge on MSE at the moment is K.I.S.S. - keep it simple in my case skinflint.
Once I'd made this I realised that the only thing that I hadn't snaffled for free was the card blank itself.
Image was a freebie from Bugaboo and the paper and even the peel off was given to me by a friend. I did buy the herringbone embossing folder and the cuttlebug star dies though :c)